Financing your Furniture Purchase

Live now, Pay Later

With The FlexitiCard®

Get instantly approved1 for no interest financing*

Flexiti logo

We’ve partnered with Flexiti to help turn your big purchases into small payments.

We’ve partnered with Flexiti to help turn your big purchases into small payments.

Apply today and get approved for no interest financing* in minutes.1

Apply today and get approved for no interest financing* in minutes.1

Flexiticard

 

Getting instant flexible financing has

never been easier

Getting Instant Flexible Financing Has Never Been Easier

Instant Financing1

The FlexitiCard gives you access to instant1, no interest* financing.

Quick Approval

Applying is a breeze. Get approved in minutes1 and use your FlexitiCard right away.

Instant Financing1

The FlexitiCard gives you access to instant1, no interest* financing.

Quick Approval

Applying is a breeze.
Get approved in minutes1 and use your FlexitiCard right away.

The flexible way to pay

Plans that work for you

Equal Monthly Payments - No Interest*

Break up your purchase into equal monthly payments over the course of your term. Plan terms range from 24 - 48 months, and in-store only up to 60 months.

Deferred payment* (in-store only)

No payments are required during the term (other than optional insurance premiums which are billed monthly), however, the balance must be paid in full before the end of the term to avoid accrued interest being charged to your account. Plan terms range from 3 - 18 months.

Regular credit purchase*

It’s perfect for small purchases too! You can use your FlexitiCard just like a regular credit card.

Limited Flexiti financing options at checkout. Chat with our Virtual Team or shop in-store to unlock more options to pay!

Admin Fee

Admin fees range from $0 to $249.99 depending on your term length and may be expresses as a monthly or annual amount. Not applicable for Quebec residents.

Annual fee

For residents of Quebec: A $39.99 annual fee is charged annually if your account has a balance. Your first annual fee is due on your first statement.

Introducing the Flexiti Wave Card

Flexiti Wave card
While not all Flexiti cardholders are eligible for no interest financing plans, Flexiti
offers alternative financing options with the Flexiti Wave Card.
While not all Flexiti cardholders are eligible for no interest financing plans, Flexiti offers alternative financing options with the Flexiti Wave Card.

36 Equal Monthly Payments - 19.99% or 29.99% interest**

Break up your entire purchase (including tax, applicable fees, and optional insurance premiums) into equal monthly payments over the course of your term.

Regular credit purchase**

Use your Flexiti Wave Card just like a regular credit card.

FAQs

How do I apply for Flexiti?

Click 'Apply now' to access Flexiti's quick and easy online application. It only takes minutes to complete!

How do I pay with Flexiti?

Shopping online? At checkout, select Flexiti as your payment method. You'll be prompted to apply for a Flexiti account or to enter your existing Flexiti account number. Then, select your financing plan and complete your purchase. It's that easy!

 

Or, if you're shopping in-store, chat with a sales representative to apply or make purchases using your Flexiti account via our merchant app.

How do I manage my account?

All you have to do is register your account online at my.flexiti.com! Once you're registered you'll be able to see all your account details like your credit limit, outstanding balance, statements, financing plan details and more.

How do I make payments?

Making payments is as easy as using your bank's online bill payment system - just add Flexiti (Flexiti Financial) as a payee! You can also send a cheque to the address below - include your account number on the cheque to avoid delays:

 

Flexiti Financial Inc.
Attention: Account Services - Payment Processing
P.O. Box 340, Orangeville, ON, L9W 2Z7

How do I contact Flexiti?

Call 1-877-259-3745 or e-mail services@flexiti.com

What is a Flexiti Wave Card and how is it different than a FlexitiCard?

Cardholders who are approved for a Flexiti Wave Card are not eligible for no interest financing but may use their Flexiti Wave Card for regular credit purchases and for equal monthly payments promotions that include interest at select merchants.

*O.A.C. On your FlexitiCard. Minimum product purchase of $230 is required. Subject to terms of the Flexiti cardholder agreement. Deferred payment - no interest, no payments: no payments are required during the promo period. Interest at the cardholder agreement annual interest rate (Account AIR) accrues during the promo period and will be charged if the balance is not paid in full by the promo expiry date or if the promo is cancelled due to payment default on the account. Equal monthly payments - no interest: no interest is payable during promo period. Purchase is to be paid in equal monthly payments of the principal plus payment protection insurance premiums, AIR is disclosed upon approval, varies based on cardholder's creditworthiness at time of application. Current Account AIRs are 31.99%, 35% (max for Quebec residents), 36.99% and 39.99%. Any balance at the end of the promo period bears interest at the Account AIR. Admin fees of $0 - $249.99 applies and will be financed with purchase; fee amounts are based on purchase amount and will be communicated at time of transaction (not applicable for Quebec residents). The amount is payable in full even if the balance is paid off early. Annual fee of $39.99 applies for residents of Quebec and $24.99 may apply for residents of other provinces. No payments deferred plans are not available for Quebec residents. Regular Credit Purchase: Interest-free grace period of 21 days applies for new standard revolving purchases that appear on an account statement for the first time if the balance is paid in full by the payment due date. Promos and terms may be changed without notice. Eligibility for promotions varies with cardholder creditworthiness.

**O.A.C. On your Flexiti Wave Card. Subject to terms of the Flexiti cardholder agreement. Minimum purchase of $630,excluding taxes, applies. Purchase amount is to be paid in 36 equal monthly payments of principal and interest at 19.99% or 29.99% (promotional annual interest rate varies based on cardholder’s creditworthiness at the time of application and will be disclosed prior to completion of purchase), plus payment protection insurance premiums, fees and taxes, if applicable. If any payment is missed, all promo offers on the account may be cancelled and upon cancellation, interest will be calculated at the account annual interest rate ("Account AIR”). Any balance at the end of the promo period bears interest at the Account AIR. Account AIR is 39.99%, (35% for Quebec residents) or 45.99% or as advised upon account approval and on your monthly statement. Monthly admin fee of $4.16 -$6.69 applies for each month of the promo period and will be financed with purchase; fee amounts are based on purchase amount(not applicable for Quebec residents).Annual fee of $99.99 applies for residents of Quebec and $24.99 may apply for residents of other provinces.

1Instant financing is conditional upon ID and on approved credit and valid email address required. Applications may be subject to a secondary, manual review.

Financing provided by Flexiti Financial. B.C. License No. 83660. Flexiti, FlexitiCard, Flexiti Wave Card, flexible way to pay, Simply Secure, live now, pay later, Flexiti Network and the Flexiti design are trademarks of Flexiti Financial Inc.

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