*O.A.C. On your FlexitiCard. Minimum product purchase of $230 is required. Subject to terms of the Flexiti cardholder agreement. Deferred payment - no interest, no payments: no payments are required during the promo period. Interest at the cardholder agreement annual interest rate (Account AIR) accrues during the promo period and will be charged if the balance is not paid in full by the promo expiry date or if the promo is cancelled due to payment default on the account. Equal monthly payments - no interest: no interest is payable during promo period. Purchase is to be paid in equal monthly payments of the principal plus payment protection insurance premiums, AIR is disclosed upon approval, varies based on cardholder's creditworthiness at time of application. Current Account AIRs are 31.99%, 35% (max for Quebec residents), 36.99% and 39.99%. Any balance at the end of the promo period bears interest at the Account AIR. Admin fees of $0 - $249.99 applies and will be financed with purchase; fee amounts are based on purchase amount and will be communicated at time of transaction (not applicable for Quebec residents). The amount is payable in full even if the balance is paid off early. Annual fee of $39.99 applies for residents of Quebec and $24.99 may apply for residents of other provinces. No payments deferred plans are not available for Quebec residents. Regular Credit Purchase: Interest-free grace period of 21 days applies for new standard revolving purchases that appear on an account statement for the first time if the balance is paid in full by the payment due date. Promos and terms may be changed without notice. Eligibility for promotions varies with cardholder creditworthiness.

**O.A.C. On your Flexiti Wave Card. Subject to terms of the Flexiti cardholder agreement. Minimum purchase of $630,excluding taxes, applies. Purchase amount is to be paid in 36 equal monthly payments of principal and interest at 19.99% or 29.99% (promotional annual interest rate varies based on cardholder’s creditworthiness at the time of application and will be disclosed prior to completion of purchase), plus payment protection insurance premiums, fees and taxes, if applicable. If any payment is missed, all promo offers on the account may be cancelled and upon cancellation, interest will be calculated at the account annual interest rate ("Account AIR”). Any balance at the end of the promo period bears interest at the Account AIR. Account AIR is 39.99%, (35% for Quebec residents) or 45.99% or as advised upon account approval and on your monthly statement. Monthly admin fee of $4.16 -$6.69 applies for each month of the promo period and will be financed with purchase; fee amounts are based on purchase amount(not applicable for Quebec residents).Annual fee of $99.99 applies for residents of Quebec and $24.99 may apply for residents of other provinces.

¹Instant financing is conditional upon ID and on approved credit and valid email address required. Applications may be subject to a secondary, manual review.

Financing provided by Flexiti Financial. B.C. License No. 83660. Flexiti, FlexitiCard, Flexiti Wave Card, flexible way to pay, Simply Secure, live now, pay later, Flexiti Network and the Flexiti design are trademarks of Flexiti Financial Inc.