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Fairstone Financing Calculator

1. How much do you want to finance?

2. Review equal monthly payment options.*

  • 12 months - no interest

    $0.00/mo.

  • 24 months - no interest

    $0.00/mo.

  • 36 months - no interest

    $0.00/mo.

  • 48 months - no interest

    $0.00/mo.

  • 60 months - no interest

    $0.00/mo.

  • 36 months at 4.99% AIR

    $0.00/mo.

  • 48 months at 4.99% AIR

    $0.00/mo.

  • 60 months at 4.99% AIR

    $0.00/mo.

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*On approved credit. Plus applicable fees and taxes.

Fairstone Financing Plans

12 equal monthly payments - no interest
*On approved credit. Depending on your credit profile, you may not qualify for all payment plans. A $35 annual fee, as set out in your Account Agreement, may be charged to your account subject to certain conditions. Financing is provided by Fairstone Financial Inc. and is subject to all the terms and conditions in your Retail Credit Agreement, Disclosure Statement and the promotional plan disclosure statement (collectively the “Account Agreement”). The purchase amount is divided by the number of months in the promotional period to arrive at equal monthly payments. Interest will not accrue on the purchase amount and annual fees during the promotional period if the required minimum payment is made when due each billing cycle. The terms of the promotional plan will terminate if you default under your Account Agreement. On termination or expiration date of the promotional plan (or for purchases that are not part of the promotional plan), the annual interest rate 31.99% as shown in your Account Agreement and the terms of the Regular Credit Plan will apply to all outstanding balances. Certain terms and conditions apply. See store and Account Agreement for further information.

24 equal monthly payments - no interest
*On approved credit. Depending on your credit profile, you may not qualify for all payment plans. A $35 annual fee, as set out in your Account Agreement, may be charged to your account subject to certain conditions. Financing is provided by Fairstone Financial Inc. and is subject to all the terms and conditions in your Retail Credit Agreement, Disclosure Statement and the promotional plan disclosure statement (collectively the “Account Agreement”). The purchase amount is divided by the number of months in the promotional period to arrive at equal monthly payments. Interest will not accrue on the purchase amount and annual fees during the promotional period if the required minimum payment is made when due each billing cycle. The terms of the promotional plan will terminate if you default under your Account Agreement. On termination or expiration date of the promotional plan (or for purchases that are not part of the promotional plan), the annual interest rate 31.99% as shown in your Account Agreement and the terms of the Regular Credit Plan will apply to all outstanding balances. Certain terms and conditions apply. See store and Account Agreement for further information.

36 equal monthly payments - no interest
*On approved credit. Depending on your credit profile, you may not qualify for all payment plans. A $35 annual fee, as set out in your Account Agreement, may be charged to your account subject to certain conditions. Financing is provided by Fairstone Financial Inc. and is subject to all the terms and conditions in your Retail Credit Agreement, Disclosure Statement and the promotional plan disclosure statement (collectively the “Account Agreement”). The purchase amount is divided by the number of months in the promotional period to arrive at equal monthly payments. Interest will not accrue on the purchase amount and annual fees during the promotional period if the required minimum payment is made when due each billing cycle. The terms of the promotional plan will terminate if you default under your Account Agreement. On termination or expiration date of the promotional plan (or for purchases that are not part of the promotional plan), the annual interest rate 31.99% as shown in your Account Agreement and the terms of the Regular Credit Plan will apply to all outstanding balances. Certain terms and conditions apply. See store and Account Agreement for further information.

48 equal monthly payments - no interest
*On approved credit. Depending on your credit profile, you may not qualify for all payment plans. A $35 annual fee, as set out in your Account Agreement, may be charged to your account subject to certain conditions. Financing is provided by Fairstone Financial Inc. and is subject to all the terms and conditions in your Retail Credit Agreement, Disclosure Statement and the promotional plan disclosure statement (collectively the “Account Agreement”). The purchase amount is divided by the number of months in the promotional period to arrive at equal monthly payments. Interest will not accrue on the purchase amount and annual fees during the promotional period if the required minimum payment is made when due each billing cycle. The terms of the promotional plan will terminate if you default under your Account Agreement. On termination or expiration date of the promotional plan (or for purchases that are not part of the promotional plan), the annual interest rate 31.99% as shown in your Account Agreement and the terms of the Regular Credit Plan will apply to all outstanding balances. Certain terms and conditions apply. See store and Account Agreement for further information.

60 equal monthly payments - no interest
*On approved credit. Depending on your credit profile, you may not qualify for all payment plans. A $35 annual fee, as set out in your Account Agreement, may be charged to your account subject to certain conditions. Financing is provided by Fairstone Financial Inc. and is subject to all the terms and conditions in your Retail Credit Agreement, Disclosure Statement and the promotional plan disclosure statement (collectively the “Account Agreement”). The purchase amount is divided by the number of months in the promotional period to arrive at equal monthly payments. Interest will not accrue on the purchase amount and annual fees during the promotional period if the required minimum payment is made when due each billing cycle. The terms of the promotional plan will terminate if you default under your Account Agreement. On termination or expiration date of the promotional plan (or for purchases that are not part of the promotional plan), the annual interest rate 31.99% as shown in your Account Agreement and the terms of the Regular Credit Plan will apply to all outstanding balances. Certain terms and conditions apply. See store and Account Agreement for further information.

36 equal monthly payments at 4.99% AIR

*On approved credit. Depending on your credit profile, you may not qualify for all payment plans. A 4.99% annual interest rate applies to the plan. A $35 annual fee, as set out in your Account Agreement, may be charged to your account subject to certain conditions. Financing is provided by Fairstone Financial Inc. and is subject to all the terms and conditions in your Retail Credit Agreement, Disclosure Statement and in the documents provided to you at point of sale (collectively the “Account Agreement”). A reduced interest rate (4.99% AIR) will be charged on the purchase amount. The purchase amount plus interest charges is divided by the term to arrive at equal monthly payments that are due each billing cycle. Interest is precalculated and included in each monthly payment. Terms will be disclosed to you at the point of sale. If the minimum payment is not made when due or if a balance remains after the promotional period expires, interest will be charged at the annual interest rate of 31.99% as shown in your Account Agreement.

48 equal monthly payments at 4.99% AIR

*On approved credit. Depending on your credit profile, you may not qualify for all payment plans. A 4.99% annual interest rate applies to the plan. A $35 annual fee, as set out in your Account Agreement, may be charged to your account subject to certain conditions. Financing is provided by Fairstone Financial Inc. and is subject to all the terms and conditions in your Retail Credit Agreement, Disclosure Statement and in the documents provided to you at point of sale (collectively the “Account Agreement”). A reduced interest rate (4.99% AIR) will be charged on the purchase amount. The purchase amount plus interest charges is divided by the term to arrive at equal monthly payments that are due each billing cycle. Interest is precalculated and included in each monthly payment. Terms will be disclosed to you at the point of sale. If the minimum payment is not made when due or if a balance remains after the promotional period expires, interest will be charged at the annual interest rate of 31.99% as shown in your Account Agreement.

60 equal monthly payments at 4.99% AIR

*On approved credit. Depending on your credit profile, you may not qualify for all payment plans. A 4.99% annual interest rate applies to the plan. A $35 annual fee, as set out in your Account Agreement, may be charged to your account subject to certain conditions. Financing is provided by Fairstone Financial Inc. and is subject to all the terms and conditions in your Retail Credit Agreement, Disclosure Statement and in the documents provided to you at point of sale (collectively the “Account Agreement”). A reduced interest rate (4.99% AIR) will be charged on the purchase amount. The purchase amount plus interest charges is divided by the term to arrive at equal monthly payments that are due each billing cycle. Interest is precalculated and included in each monthly payment. Terms will be disclosed to you at the point of sale. If the minimum payment is not made when due or if a balance remains after the promotional period expires, interest will be charged at the annual interest rate of 31.99% as shown in your Account Agreement.

Deferred payments - 3,6,9,12 months
*On approved credit. Depending on your credit profile, you may not qualify for all payment plans. A $35 annual fee, as set out in your Account Agreement, may be charged to your account subject to certain conditions. Financing is provided by Fairstone Financial Inc. and is subject to all the terms and conditions in your Retail Credit Agreement, Disclosure Statement and the credit promotional plan disclosure statement (collectively the “Account Agreement”). Interest will accrue on the purchase amount and annual fees from the beginning of the promotional period, but no minimum payments are required. However, if you pay the balance in full by the promotional period expiration date, all accrued interest will be waived and not charged on the purchase amount and annual fees. If you do not pay the balance in full when the promotional period expires, all accrued interest will be charged at the annual interest rate of 31.99% as shown in your Account Agreement.
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                    Beige Recliner Chair Living Room
                    • Sofas
                    • Loveseats
                    • Sectionals
                    • Sofa Beds & Futons
                    • Recliners
                    • Ottomans
                    • Accent Chairs
                    • Coffee & End Tables
                    • Online Only
                    • Entertainment Units
                    • Entertainment Units with Fireplace
                    • Fireplace Inserts
                    • Piers
                    • TV Stands
                    • TV Stands with Fireplace
                    • Small Space Living Room Furniture
                    Bedroom
                    • Beds
                    • Bedroom Sets
                    • Nightstands
                    • Headboards
                    • Chests
                    • Dressers & Mirrors
                    • Vanities
                    • Online Only
                    • Kids Beds
                    • Kids Nightstands
                    • Kids Dressers & Mirrors
                    • Kids Chests
                    • Kids Desks & Chairs
                    • Kids Headboards
                    • Small Space Bedroom Furniture
                    Dining Room
                    • Dining Sets
                    • Dining Tables
                    • Dining Chairs
                    • Dining Benches
                    • Dining Storage
                    • Counter Height
                    • Bar
                    • Adjustable
                    • Small Space Dining Room Furniture
                    Outdoor
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                    • Outdoor Sectionals
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                    • Outdoor Chairs and Ottomans
                    • Outdoor Seating Sets
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                    • Outdoor Fire Tables and Fire Pits
                    image of mattress Mattresses
                    • King Mattresses
                    • Queen Mattresses
                    • Full Mattresses
                    • Twin XL Mattresses
                    • Twin Mattresses
                    • Bed In A Box
                    • Shop All Mattresses
                    • Essentials by Ashley Sleep
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                    • Ashley Sleep
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                    • Stearns & Foster
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                    • Bedframes
                    • Mattresses and Foundations
                    • Adjustable Foundations
                    • Duvet Covers and Comforters
                    • Sheet Sets
                    • Pillows
                    • Mattress Protectors
                    image of table lamp Accents & Décor
                    • Accent Tables
                    • Accent Chairs
                    • Accent Cabinets
                    • Stools
                    • Bar Carts
                    • Benches
                    • Trunks
                    • Trays and Bowls
                    • Sculptures
                    • Vases
                    • Candle Holders
                    • Decorative Accessories
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                    Patio & Outdoor Loveseats

                    Shop for the perfect outdoor loveseat at Ashley Canada, available in a variety of colours and designs to achieve that summer vibe in your patio, garden, or deck.
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