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*On approved credit. An annual membership fee, as set out in your Account Agreement, may be charged to your Account subject to certain conditions. Financing is provided by Fairstone Financial Inc. and is subject to all the terms and conditions in your Retail Credit Agreement and Disclosure Statement and the credit promotional plan disclosure statement (collectively the “Account Agreement”). Finance charges will accrue on the purchase from the beginning of the credit promotional period, but no minimum payments will be due during the promotional period. However, if you pay the purchase price in full by the expiration date of the promotional period, all of the accrued finance charges will be waived and no finance charges will be assessed on the purchase. Otherwise, if you do not pay the purchase price in full by the expiration date of the promotional period, all of the accrued finance charges will be assessed to your account at that time at the APR disclosed in the Account Agreement.

*On approved credit. An annual membership fee, as set out in your Account Agreement, may be charged to your Account subject to certain conditions. Financing is provided by Fairstone Financial Inc. and is subject to all the terms and conditions in your Retail Credit Agreement and Disclosure Statement and the promotional plan disclosure statement (collectively the “Account Agreement”). The purchase price is divided by the number of months in the promotional period to determine equal monthly payments to be made during the promotional period. Finance charges will not accrue on the purchase during the promotional period if the required minimum payment is made each billing cycle during the promotional period when due. The terms of the credit promotional plan will terminate if you default under your Account Agreement. On termination or expiry of the promotional plan (or for purchases that are not part of the promotional plan), the standard APR as set out in your Account Agreement and the terms of the Regular Credit Plan will apply to all outstanding balances owing. Certain terms and conditions apply. See store and Account Agreement for further information.

Deferred Payments

3 Months deferred payment

*On approved credit. Depending on your credit profile, you may not qualify for all payment plans. A deposit equal to the amount of taxes, and delivery fees will be added to the plan. An annual membership fee, as set out in your Account Agreement, may be charged to your Account subject to certain conditions. Financing is provided by Fairstone Financial Inc. and is subject to all the terms and conditions in your Retail Credit Agreement and Disclosure Statement and the credit promotional plan disclosure statement (collectively the “Account Agreement”). Finance charges will accrue on the purchase from the beginning of the credit promotional period, but no minimum payments will be due during the promotional period. However, if you pay the purchase price in full by the expiration date of the promotional period, all of the accrued finance charges will be waived and no finance charges will be assessed on the purchase. Otherwise, if you do not pay the purchase price in full by the expiration date of the promotional period, all of the accrued finance charges will be assessed to your account at that time at the APR disclosed in the Account Agreement.

6 Months deferred payment

*On approved credit. Depending on your credit profile, you may not qualify for all payment plans. A $49.99 administration fee, deposit equal to the amount of taxes, and delivery fees will be added to the plan. An annual membership fee, as set out in your Account Agreement, may be charged to your Account subject to certain conditions. Financing is provided by Fairstone Financial Inc. and is subject to all the terms and conditions in your Retail Credit Agreement and Disclosure Statement and the credit promotional plan disclosure statement (collectively the “Account Agreement”). Finance charges will accrue on the purchase from the beginning of the credit promotional period, but no minimum payments will be due during the promotional period. However, if you pay the purchase price in full by the expiration date of the promotional period, all of the accrued finance charges will be waived and no finance charges will be assessed on the purchase. Otherwise, if you do not pay the purchase price in full by the expiration date of the promotional period, all of the accrued finance charges will be assessed to your account at that time at the APR disclosed in the Account Agreement.

9 Months deferred payment

*On approved credit. Depending on your credit profile, you may not qualify for all payment plans. A $79.99 administration fee, deposit equal to the amount of taxes, and delivery fees will be added to the plan. An annual membership fee, as set out in your Account Agreement, may be charged to your Account subject to certain conditions. Financing is provided by Fairstone Financial Inc. and is subject to all the terms and conditions in your Retail Credit Agreement and Disclosure Statement and the credit promotional plan disclosure statement (collectively the “Account Agreement”). Finance charges will accrue on the purchase from the beginning of the credit promotional period, but no minimum payments will be due during the promotional period. However, if you pay the purchase price in full by the expiration date of the promotional period, all of the accrued finance charges will be waived and no finance charges will be assessed on the purchase. Otherwise, if you do not pay the purchase price in full by the expiration date of the promotional period, all of the accrued finance charges will be assessed to your account at that time at the APR disclosed in the Account Agreement.

12 Months deferred payment

*On approved credit. Depending on your credit profile, you may not qualify for all payment plans. A $99.99 administration fee, deposit equal to the amount of taxes, and delivery fees will be added to the plan. An annual membership fee, as set out in your Account Agreement, may be charged to your Account subject to certain conditions. Financing is provided by Fairstone Financial Inc. and is subject to all the terms and conditions in your Retail Credit Agreement and Disclosure Statement and the credit promotional plan disclosure statement (collectively the “Account Agreement”). Finance charges will accrue on the purchase from the beginning of the credit promotional period, but no minimum payments will be due during the promotional period. However, if you pay the purchase price in full by the expiration date of the promotional period, all of the accrued finance charges will be waived and no finance charges will be assessed on the purchase. Otherwise, if you do not pay the purchase price in full by the expiration date of the promotional period, all of the accrued finance charges will be assessed to your account at that time at the APR disclosed in the Account Agreement.

15 Months deferred payment

*On approved credit. Depending on your credit profile, you may not qualify for all payment plans. A $129.99 administration fee, deposit equal to the amount of taxes, and delivery fees will be added to the plan. An annual membership fee, as set out in your Account Agreement, may be charged to your Account subject to certain conditions. Financing is provided by Fairstone Financial Inc. and is subject to all the terms and conditions in your Retail Credit Agreement and Disclosure Statement and the credit promotional plan disclosure statement (collectively the “Account Agreement”). Finance charges will accrue on the purchase from the beginning of the credit promotional period, but no minimum payments will be due during the promotional period. However, if you pay the purchase price in full by the expiration date of the promotional period, all of the accrued finance charges will be waived and no finance charges will be assessed on the purchase. Otherwise, if you do not pay the purchase price in full by the expiration date of the promotional period, all of the accrued finance charges will be assessed to your account at that time at the APR disclosed in the Account Agreement.

18 Months deferred payment

*On approved credit. Depending on your credit profile, you may not qualify for all payment plans. A $149.99 administration fee, deposit equal to the amount of taxes, and delivery fees will be added to the plan. An annual membership fee, as set out in your Account Agreement, may be charged to your Account subject to certain conditions. Financing is provided by Fairstone Financial Inc. and is subject to all the terms and conditions in your Retail Credit Agreement and Disclosure Statement and the credit promotional plan disclosure statement (collectively the “Account Agreement”). Finance charges will accrue on the purchase from the beginning of the credit promotional period, but no minimum payments will be due during the promotional period. However, if you pay the purchase price in full by the expiration date of the promotional period, all of the accrued finance charges will be waived and no finance charges will be assessed on the purchase. Otherwise, if you do not pay the purchase price in full by the expiration date of the promotional period, all of the accrued finance charges will be assessed to your account at that time at the APR disclosed in the Account Agreement.

Equal Monthly Payments

24 Months equal monthly payments

*On approved credit. Depending on your credit profile, you may not qualify for all payment plans. A $129.99 administration fee, deposit equal to the amount of taxes, and delivery fee will be added to the plan. An annual membership fee, as set out in your Account Agreement, may be charged to your Account subject to certain conditions. Financing is provided by Fairstone Financial Inc. and is subject to all the terms and conditions in your Retail Credit Agreement and Disclosure Statement and the promotional plan disclosure statement (collectively the “Account Agreement”). The purchase price is divided by the number of months in the promotional period to determine equal monthly payments to be made during the promotional period. Finance charges will not accrue on the purchase during the promotional period if the required minimum payment is made each billing cycle during the promotional period when due. The terms of the credit promotional plan will terminate if you default under your Account Agreement. On termination or expiry of the promotional plan (or for purchases that are not part of the promotional plan), the standard APR as set out in your Account Agreement and the terms of the Regular Credit Plan will apply to all outstanding balances owing. Certain terms and conditions apply. See store and Account Agreement for further information.

36 Months equal monthly payments

*On approved credit. Depending on your credit profile, you may not qualify for all payment plans. $1499.99 minimum purchase required. A $169.99 administration fee, deposit equal to the amount of taxes, and delivery fee will be added to the plan. An annual membership fee, as set out in your Account Agreement, may be charged to your Account subject to certain conditions. Financing is provided by Fairstone Financial Inc. and is subject to all the terms and conditions in your Retail Credit Agreement and Disclosure Statement and the promotional plan disclosure statement (collectively the “Account Agreement”). The purchase price is divided by the number of months in the promotional period to determine equal monthly payments to be made during the promotional period. Finance charges will not accrue on the purchase during the promotional period if the required minimum payment is made each billing cycle during the promotional period when due. The terms of the credit promotional plan will terminate if you default under your Account Agreement. On termination or expiry of the promotional plan (or for purchases that are not part of the promotional plan), the standard APR as set out in your Account Agreement and the terms of the Regular Credit Plan will apply to all outstanding balances owing. Certain terms and conditions apply. See store and Account Agreement for further information.

48 Months equal monthly payments

*On approved credit. Depending on your credit profile, you may not qualify for all payment plans. $1999.99 minimum purchase required. A $199.99 administration fee, deposit equal to the amount of taxes, and delivery fee will be added to the plan. An annual membership fee, as set out in your Account Agreement, may be charged to your Account subject to certain conditions. Financing is provided by Fairstone Financial Inc. and is subject to all the terms and conditions in your Retail Credit Agreement and Disclosure Statement and the promotional plan disclosure statement (collectively the “Account Agreement”). The purchase price is divided by the number of months in the promotional period to determine equal monthly payments to be made during the promotional period. Finance charges will not accrue on the purchase during the promotional period if the required minimum payment is made each billing cycle during the promotional period when due. The terms of the credit promotional plan will terminate if you default under your Account Agreement. On termination or expiry of the promotional plan (or for purchases that are not part of the promotional plan), the standard APR as set out in your Account Agreement and the terms of the Regular Credit Plan will apply to all outstanding balances owing. Certain terms and conditions apply. See store and Account Agreement for further information.

60 Months equal monthly payments (in-store only)

See participating stores for more details. For a complete list of participating stores click here.

FAQs

Where can I use my Ashley Advantage card?

The Ashley Advantage Card can be used at any of our Ashley stores and for purchases on our website at www.ashley.ca

How do I make a payment to my account?

Financing is provided by Fairstone Financial Inc.

 

There are four ways you can pay your account:

  1. Telephone or online banking: enter Fairstone – Retail Financing as the payee
  2. At your financial institution: in some cases, institutions will help you set up monthly recurring payments
  3. At a local Fairstone branch: Visit Fairstone.ca/branches and find a branch near you
  4. By mailing a cheque payable to Fairstone: include your account number and the payment amount on the return portion of your monthly statement and address it to:
    Fairstone Financial Inc.
    Attn: Payment Processing
    630 René-Lévesque Blvd. W., Suite 1400 Montréal, Quebec, H3B 4Z9

How does online account management work?

Simply register for online account management and log into your account to get updates about your Fairstone financing account such as monthly electronic statements, account balance, payment due date, minimum payment, and recent transaction history.

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